SNAP SHOT
Customers
States
26
Branches
Clients
States
1
UT
Branches
Portfolio
Employees
Cumulative Disbursement
- Telangana
- Andhra Pradesh
- Tamil Nadu
- Rajasthan
TECHNOLOGY – THE GAME CHANGER
Maximal Adopted Best in Class Financial Technology Platform.The platform is comprehensive loan management platform supporting both micro and individual based lending. It is a platform which has enabled Maximal to go completely digital for end-to-end Micro and Individual lending. It covers core lending and financial accounting functionality with highly robust, layered and functionally extensible architecture.
Unique features in our platform:
Instant Credit Check and Decisions
Geo Tagging of House & Business
API KYC’s Checks
Live Photo with Time Stamp & GPS Co-ordinates
Face Match>90%
Mobile Number Verification via OTP
Automated Credit Decision based on internal rule engine
TVR, Bank Account Validation & E-Nach Activation
Loan Documents with E-sign(Paperless)&Document Management
Cashless Disbursement & Collections
Process Automation & Control
Real Time Analytics
Integrated Accounting Engine
Online & Offline Modes
Secured Login
Route Map to Branch, Client & Business locations
Technology allows us to: gain valuable insights into customer behavior and patterns, to analyze and plan, to achieve process efficiencies, to provide a world-class experience to all stakeholders. Our technology vision is a completely transformed core delivery system that will take payment services to the doorstep of every customer.
In this direction, the management has taken a decision to automate key functions of the organization including End-to-End Loan management, Credit Analysis, Financial Accounting, External & Internal Reporting and MIS.
In simple Maximal implemented technology driven process from Sourcing to Collections which are paperless activities.
This automation is expected to streamline the process flow and information flow and will have real time online reporting. This is also expected to bring higher levels of transparency in decision-making and information access.
All stakeholders, including bankers, investors, funders and regulators would be provided with access to the software, where they could access their respective reports and information would be updated real time.
Our team members belong to diverse backgrounds and have overall 62 + years of combined experience in Financial Services Sector.
our partners
